MUTUAL FUNDS  ·  SIF  ·  PMS  ·  AIF

Direction, before decisions.

An independent investment distribution desk working out of Muzaffarpur, Bihar and Bengaluru, Karnataka. We help you choose the right instrument for where you actually are — not the one that's easiest to sell.

01

Two states, one desk

Muzaffarpur, Bihar & Bengaluru, Karnataka — served in person and remotely.

02

AMFI-registered distributor

ARN-8464. We distribute mutual fund schemes on a commission basis, not a fee-only advisory basis.

03

Four categories, one conversation

Mutual Funds, SIF, PMS and AIF — matched to your ticket size and risk appetite, not the other way round.

What we offer

Four ways to put capital to work

Each category below serves a different ticket size, complexity and holding pattern. Most clients start on the left and move right as their portfolio — and appetite for risk — grows.

MF Entry point

Mutual Funds

SIPs, lump sums and goal-based plans across equity, debt and hybrid schemes from the AMCs we distribute. The starting point for most long-term investors, and still the core of most portfolios we build.

MinimumFrom ₹500/month (SIP)
Best forFirst-time investors through to seasoned SIP holders
SIF New middle ground

Specialized Investment Fund

Strategy-driven portfolios — long-short equity, sector rotation, tactical allocation — introduced by SEBI in 2025 to sit between mutual funds and PMS, while still operating inside the mutual fund regulatory framework.

Minimum₹10 lakh, across strategies, per PAN
Best forInvestors who've outgrown plain-vanilla mutual funds
PMS Personalised mandate

Portfolio Management Service

A dedicated portfolio manager runs a strategy built around your own demat account — direct equity or debt — with full visibility into every stock and every trade, rather than units in a pooled scheme.

Minimum₹50 lakh
Best forHNIs who want a named manager and a customised mandate
AIF Beyond public markets

Alternative Investment Fund

Pooled vehicles investing in private equity, venture capital, structured credit and hedge strategies — asset classes that sit outside what mutual funds and PMS are permitted to hold.

Minimum₹1 crore
Best forQualified/HNI investors seeking diversification beyond listed markets
How we work

Same process, whichever category you land in

We deliberately keep this short. Most first meetings run under 45 minutes.

01

Understand

A conversation about your goals, timelines and how much complexity you actually want to manage.

02

Map

We match those goals against MF, SIF, PMS and AIF, and show you plainly where each one fits.

03

Recommend

A plan with specific schemes or products, their costs, and the reasoning behind each pick.

04

Review

Periodic check-ins as markets, fund mandates and your own life move.

Where we work

Muzaffarpur to Bengaluru, and the distance between

We started in Muzaffarpur, Bihar, and now also work out of Bengaluru, Karnataka — serving clients across both cities, in person and remotely, and everywhere in between over call and WhatsApp.

Documentation, KYC and servicing are handled the same way regardless of which office you're closer to.

Hindi Kannada English
Get in touch

Talk to us before you invest

Reach out on either city desk, or send a message on WhatsApp — we'll route it to whoever's free first.

Muzaffarpur, Bihar

Head Office

Ramnaumi Bhavan, Ground Floor

Rasulpur Jilani, Majhoulia Road, Muzaffarpur- 842001

+91 91026 72101
Bengaluru, Karnataka

Branch Office

[WeWork]

[6th Floor, Prestige Central, 36 Infantry Road, Shivaji Nagar, Bengaluru, Karnataka, India - 560 001]

+91 93548 81867
Write to us

Email & WhatsApp

For scheme queries, statements or a first call.

info@niveshcompass.online

Financial Calculators